• Standard Account
• Premium Account
• Salary Account
• Domiciliary Account

Provider	Min. Opening Balance	COT	Features
UBA	₦5,000	₦3/Mille	No minimum operating balance Access to consumer credit facilities Internet and mobile banking  Lodgement of cheques and dividend warrants	APPLY NOW►
sterling bank	₦10,000	₦3/Mille	No minimum balance Allows third party cheque withdrawals, over the counter or through clearing Access to 24/7 online and mobile banking services Access to Verve pay day card	APPLY NOW►
Standard Chartered Bank	₦50,000	₦3/Mille	No minimum balance Allows third party cheque withdrawals, over the counter or through clearing Access to 24/7 online and mobile banking services Access to Verve pay day card	APPLY NOW►
Skye Bank	₦10,000	₦3/Mille	No minimum balance Internet banking and mobile banking facilities available Verve debit card Dividend warrants and otehr forms of third party party allowed	APPLY NOW►
GTBank	Zero	₦2/Mille	No minimum operating balance 24/7 Banking services via various e-channels Internet banking profile Cheque book and Mastercard debit card	APPLY NOW►
First Bank	₦5,000	₦2/Mille	No minimum operating balance No limit to number of withdrawals in a month Guaranteed float income Funds transfer and bank cheques/drafts allowed	APPLY NOW►
FCMB	₦10,000	₦2/Mille	No minimum operating balance No limit to frequency of withdrawals Unlimited access to free internet banking services Offers automated bill payments via standing orders Monthly service charge of ₦105	APPLY NOW►
Ecobank	₦5,000	₦3/Mille	Zero minimum balance Linked savings account Free internet banking and SMS/e-alerts	APPLY NOW►
Diamond Bank	₦5,000	₦2/Mille	Zero operating and minimum balance ATM withdrawals up to ₦150,000 No debit turnover charges No monthly fee	APPLY NOW►
Access Bank	₦10,000	₦2/Mille	Account can be drawn daily to Zero Direct debit instruction is allowed Third party transaction is allowed Availability of overdraft facility for qualified accounts	APPLY NOW►

Provider	Min. Opening Balance	COT	Features
UBA	₦20,000	Zero		APPLY NOW►
Stanbic IBTC Bank	₦500,000	Zero	Dual advantage of both current & savings account Low minimum daily credit balance requirement of ₦500,000 Interest is earned when the minimum daily credit balance is maintained Multiple withdrawals allowed No service fees charged	APPLY NOW►
Skye Bank	₦100,000	Zero	Minimum CONSTANT credit balance of ₦100,000 Interest paid on account Opportunity to migrate phone line to a contract platform (Glo and Airtel) Access to over 600 airport VIP Lounges (over 90 countries and 275 cities) Free Priority pass 1-year membership card	APPLY NOW►
Heritage Bank	₦100,000	Zero	Minimum operating balance of ₦100,000 Monthly charge of ₦50 Earn interest of 5% (subject to money market movements) on acount Free Life insurance cover valued at ₦1,000,000 Personal loan interest discount of 1%	APPLY NOW►
GTBank	₦150,000	Zero	Hybrid account with savings account features Has 2 other variansts (Gold - ₦500,000 and Platinum - ₦1,000,000) High Interest rate of 2% p.a (Gold - 2.75% and Platinum - 3%) More than 5 withdrawals in a month attracts COT of ₦2/Mille No credit facility available	APPLY NOW►
First Bank	₦500,000	Zero	Zero COT only for accounts that maintain a minimum monthly average balance of ₦100,000 Free personalised cheque book (first cheque book is free) Debit/ATM Verve Gold Card with higher daily withdrawal limit of ₦200,000 (only on FCMB ATMs)	APPLY NOW►
FCMB	₦100,000	Zero	Zero COT only for accounts that maintain a minimum monthly average balance of ₦100,000 Free personalised cheque book (first cheque book is free) Debit/ATM Verve Gold Card with higher daily withdrawal limit of ₦200,000 (only on FCMB ATMs)	APPLY NOW►
Diamond Bank	₦25,000	Zero	Monthly charge of ₦1,000 is waived if customer maintains the minimum balance of ₦25,000 monthly Free debit card, SMS alerts, internet, mobile and telephone banking Access to credit card (Terms & Conditions apply) Monthly debit turnover and cash lodgement of ₦1,000,000	APPLY NOW►
Access Bank	₦100,000	Zero	Minimum daily balance of ₦100,000 Monthly maintenance fee of ₦500 Allows direct debit transaction into target savings account Attractive interest rate	APPLY NOW►

Provider	Min. Opening Balance	COT	Features
UBA	Zero	Zero	Minimum operating balance of ₦1,000  Access to personally overdraft up to 50% of monthly salary Access to credit facilities and mortgage loan Access to Mastercard and Visa card	APPLY NOW►
sterling bank	Zero	Zero	Lodgement of cheques and dividend warrants Attractive interest rates paid on balance Allows third party withdrawals via non-clearing cheques Issuance of instant debit card Access to salary advance and loan facilities	APPLY NOW►
Standard Chartered Bank	Zero	Zero	Preferential pricing on personal loans and Bancassurance products Bundle discount on mortgage, personal loan and credit card Free Naira VISA Debit Card 50% discount on foreign currency VISA Debit Cards High interest earning eSaver account Free SMS alerts	APPLY NOW►
Stanbic IBTC Bank	Zero	Zero	Free Mastercard debit card Free access to internet and telephone banking Free link to Mobile Money Wallet and Money card Easy access to loan and overdraft facilities	APPLY NOW►
GTBank	Zero	Zero	Interest rate of 2.5% p.a paid on balance Holders can only perform transactions via e-channels Access to customer loans Transfer funds via internet banking, GTConnect and GTMobile	APPLY NOW►
First Bank	₦50,000	Zero	Normal savings interest rate of 3.6% p.a Interest paid if maximum of 3 withdrawals is not exceeded No credit facility available Lodgement of cheque/dividend warrant	APPLY NOW►
FCMB	₦5,000	Zero	Third party withdrawals allowed Access to salary-plus loan Free monthly electronic statements by e-mail Allows for the lodgement of clearing instruments	APPLY NOW►
Access Bank	Zero	₦1/Mille	No maintenance charge Access to automatic salary loan Free insurance benefit for 1 year 50% of net monthly salary  1-year free personal accident insurance	APPLY NOW►

Provider	Min. Opening Balance	COT	Features
Access Bank	$100	₦2/Mille	No minimum balance required Access to overdraft and loan facilities  Access to internet, telephone and mobile banking Direct debit instructions allowed	APPLY NOW►