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Loans Type	Apr		Monthly Repayment
Home loan	28%	Maximum tenor of 20 years Minimum equity contribution of 10% Minimum loan amount of ₦3million and ₦3million for equity release loan	More Details
Home loan	17%	Maximum tenor of 20 years Minimum equity contribution of 20% Minimum loan amount of ₦5million and maximum of ₦70million Joint application by couples is allowed	More Details
Home loan	28%	Maximum tenor of 20 years Minimum equity contribution of 20% Maximum loan amount of N70 million	More Details
Home loan	28%	Maximum tenor of 20 years Maximum loan amount of N250 million	More Details
Home loan	22%	Maximum tenor of 15 years Interest rate is negotiable	More Details
Home loan	20%	Maximum tenor of 20 years Minimum down payment of up to 30% subject to the location	More Details
Home loan	21% (variable)	Maximum tenor of 20 years Maximum loan amount of N150 million	More Details
Home loan	25% (variable)	Minimum equity contribution of 20% Maximum tenor of 15 years Joint application by couples is allowed	More Details

Provider	Loans Type	Apr	Total amount payable		Monthly Repayment
Zenith Bank	Personal loan	24.0% APR	₦2,752,765.56	Representative example: Assumed borrowing of ₦2,000,000 over 36 months at a fixed rate of 24.0% p.a would result in a representative rate of 24.0% APR (fixed), monthly repayments of ₦76,465.71	More Details
Ecobank	Personal loan	24.0% APR	₦706,191.48	Representative example: Assumed borrowing of ₦500,000 over 36 months at a fixed rate of 24.0% p.a would result in a representative rate of 24.0% APR (fixed), monthly repayments of ₦19,616.43	More Details
Heritage Bank	Personal loan	27.75% APR	₦1,156,604.64	Representative example: Assumed borrowing of ₦1,000,000 over 12 months at a fixed rate of 27.75.0% p.a would result in a representative rate of 27.75.0% APR (fixed), monthly repayments of ₦96,383.72	More Details
First Bank	Personal loan	23.0% APR	₦1,538,470.56	Representative example: Assumed borrowing of ₦1,000,000 over 48 months at a fixed rate of 23.0% p.a would result in a representative rate of 23.0% APR (fixed), monthly repayments of ₦32,051.47	More Details
Skye Bank	Personal loan	24.0% APR	₦681,493.23	Representative example: Assumed borrowing of ₦500,000 over 36 months at a fixed rate of 24.0% p.a would result in a representative rate of 24.0% APR (fixed), monthly repayments of ₦₦22,582.95	More Details
sterling bank	Personal loan	25.0%	₦570,265.2	Representative example: Assumed borrowing of ₦500,000 over 12 months at a fixed rate of 25.0% p.a would result in a representative rate of 25.0% APR (fixed), monthly repayments of ₦47,522.10	More Details
GTBank	Personal loan	20% APR	₦8,027,334	Representative example: Assumed borrowing of ₦1,000,000 over 36 months at a fixed rate of 20.0% p.a would result in a representative rate of 20.0% APR (fixed), monthly repayments of ₦222,981.50	More Details
Stanbic IBTC Bank	Personal loan	23.0% APR	₦769,235.52	Representative example: Assumed borrowing of ₦500,000 over 48 months at a fixed rate of 23.0% p.a would result in a representative rate of 23.0% APR (fixed), monthly repayments of ₦16,025.74	More Details
Union Bank	Personal loan	4.9% APR	NGN11,292.00	Representative example: assumed borrowing of NGN10,000 over 60 months at a fixed rate of 5.0% per annum would result in a representative rate of 4.9% APR (fixed), monthly repayments of NGN187.77, total amount repayable is NGN11,266.20. Clydesdale Bank PLC, 30 St Vincent Place, Glasgow, G1 2HL	More Details
Access Bank	Personal loan	16.5%	₦637,278.84	Representative example: Assumed borrowing of ₦500,000 over 36 months (maximum of 48 months) at a fixed rate of 16.5% p.a would result in a representative rate of 16.5% APR (fixed), monthly repayments of ₦17,702.19, Total amount repayable is ₦637,278.84	More Details
Diamond Bank	Personal loan	22.0%	₦658,662	Representative example: Assumed borrowing of ₦500,000 over 24 months at a fixed rate of 22.0% p.a would result in a representative rate of 22.0% APR (fixed), monthly repayments of ₦27,444.25	More Details
FCMB	Personal loan	21.0%	₦1,623,201.6	Representative example: Assumed borrowing of ₦1,000,000 over 60 months at a fixed rate of 21.0% p.a would result in a representative rate of 21.0% APR (fixed), monthly repayments of ₦27,053.36	More Details
Standard Chartered Bank	Personal loan	27.0%	₦3,618,144	Representative example: Assumed borrowing of ₦500,000 over 72 months at a fixed rate of 27.0% p.a would result in a representative rate of 27.0% APR (fixed), monthly repayments of ₦50,252	More Details
Wema Bank	Personal loan	23.0% APR	₦696,774.96	Representative example: Assumed borrowing of ₦500,000 over 72 months at a fixed rate of 23.0% p.a would result in a representative rate of 23.0% APR (fixed), monthly repayments of ₦19,354.86	More Details

Provider	Loans Type	Equity Distribution		Monthly Repayment
Access Bank	Vehicle Lease	20%	Maximum Tenor of 48 months Negotiated comprehensive insurance package at 5%	More Details
Diamond Bank	Auto Loan	10%	Applicants choose how long to repay for up to 48 months Available to salaried and non-salaried customers Comprehensive Auto insurance cover	More Details
FCMB	Auto Loan	10%	Maximum tenor of 48 months and loan facility of ₦8million Comprehensive Insurance on the car for the entire loan period Free tracking device for cars above ₦3million Discounted interest of up to 3% on bulk sales (5 cars & above) Free one year insurance for tenors up to 48months	More Details
Heritage Bank	Automobile Loan	20%	Maximum loan amount is ₦10 million Maximum tenor is 48 months Equity contribution is required Applicants must have salary domiciled with bank	More Details
GTBank	GTAuto	20%	Minimum loan amount is ₦1million Maximum tenor is 48 months Equal monthly repayment comprising principal & Interest (not exceeding 35% of net monthly income) Applicant must have salary domiciled with bank Comprehensive insurance cover and free auto tracker	More Details
Heritage Bank	Auto Loan	20%	Maximum tenor is 48 months Maximum loan amount is ₦5million Free vehicle registration Comprehenisive insurance cover and auto tracker	More Details
Stanbic IBTC Bank	Car loan	20%	Maximum tenor is ₦60million Luxury cars of up to ₦15million can be financed (40% equity contribution) Applicants with salary domicilied can contribute 10% equity	More Details
UBA	Car loan	20%	Maximum tenor of 48 months	More Details
Wema Bank	Car loan	20%	Maximum tenor of 48 months Loan facility is as low as N500,000 Only brand new cars are financed	More Details
Zenith Bank	Auto Lease	20%	Maximum tenor of 36 months	More Details

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