• Standard Account
• Packaged Account
• Student Account
• Children Account
• Corpers Account

Provider	Interest Rate	Min. Opening Balance	Features
Union Bank	1.02% variable rate	₦1,000	Minimum operating balance of ₦100 Issuance of Visa, Verve and Mastercard debit cards Access to internet and mobile banking	More Details
UBA	3.60% variable rate	₦2,000	Minimum daily balance of ₦1,000  Allows deposit and cash transfer from your current account into your savings  account Allows lodgment of dividend warrants and cheque (conditional) Access to internet and mobile banking	More Details
sterling bank	2.50% variable rate	₦2,000	Minimum daily balance of ₦1,000 Access to online and mobile banking services Issuance of instant debit cards Free withdrawals on any ATM nationwide	More Details
Standard Chartered Bank	3.50% variable rate	₦50,000	Minimum daily balance of ₦10,000 Monthly interest paid Available in local and foreign currencies Access to iBanking (internet banking service)	More Details
Stanbic IBTC Bank	3.60% variable rate	₦2,000	Minimum operating balance of ₦500 Payment of cheques allowed (if two valid reference forms are submitted with documentation) No interest paid after three withdrawals in a month Access to Internet and mobile banking services	More Details
Heritage Bank	5.00% variable rate	₦10,000	Minimum balance of ₦10,000 Combination of both savings and current account Third party withdrawals allowed over the counter Monthly charge of ₦100 if balance falls below ₦10,000	More Details
GTBank	2.00% variable rate	₦1,050	No minimum daily balance 24/7 Banking services via our various e-channels SMS monthly charge	More Details
First Bank	1.00% variable rate	₦2,000	Minimum operating balance of ₦1,000 Allows Intersol withdrawals from any FirstBank Branches nation-wide Interest is forfeited if more than 2 withdrawals are made in a month	More Details
FCMB	1.18% variable rate	₦5,000	Minimum daily balance of  ₦1,000 3rd party withdrawals and lodgement of clearing instruments allowed Zero Commission on Turnover (COT) Free monthly electronic statements by e-mail Access to internet and mobile banking	More Details
Ecobank	2.00% variable rate	₦2,000	Minimum daily balance of ₦1,000 Internet Banking and Mobile Banking SMS-Alert and e-Alert Monthly e-Statement	More Details
Diamond Bank	3.25% variable rate	₦1,000	No minimum daily balance Interest is forfeited if more than 3 withdrawals are made in a month Free internet, mobile and telephone banking Free ATM use at any ATM nationwide ₦3/mille cash handling on excess of  1million naira cash deposit monthly	More Details
Access Bank	1.00% variable rate	₦2,000	Minimum daily balance of ₦1,000 Annual charge of ₦100 for debit card maintenance Lodgement of dividend warrants up to ₦10,000 is allowed Direct debit instructions into target savings account is allowed	More Details

Provider	Interest Rate	Min. Opening Balance	Features
Skye Bank	4.00% variable rate	₦25,000	Minimum daily balance of ₦25,000 Interest of up to 1% above normal savings interest is paid on account deposit Allows lodgment of cheques and dividend warrants. (With valid references in place) Customized cheque book for third party withdrawals Zero COT on all cash transactions Access to free financial advisory services	More Details
Heritage Bank	5.00% variable rate	₦10,000	Minimum daily balance of ₦10,000 Third party withdrawals allowed Lodgement of other banks' cheques and dividend warrant allowed A monthly charge of ₦100 if minimum balance falls below the balance of ₦10,000 Free Internet and Mobile Banking Access	More Details
GTBank	2.00% variable rate	₦150,000	Hybrid account with savings account features Has 2 other variansts (Gold - ₦500,000 and Platinum - ₦1,000,000) High Interest rate of 2% p.a (Gold - 2.75% and Platinum - 3%) More than 5 withdrawals in a month attracts COT of ₦2/Mille No credit facility available	More Details
First Bank	3.60% variable rate	₦50,000	Minimum operating balance of ₦50,000 Hybrid account with current account features Lodgement of cheque and dividend warrant allowed Allows third-party withdrawal through customized withdrawal slips/cheques  Interest payment forfeited after the 3rd withdrawal in a month	More Details
FCMB	2.00% variable rate	₦100,000	Zero minimum balance Up to ₦100,000 can be withdrawn per day on FCMB ATMs only Free personalised Cheque Book for 3rd party over the counter withdrawals Four (4) free domestic bank drafts/manager’s cheques allowed monthly Lodgement of clearing instruments and dividend warrants allowed Unlimited withdrawals allowed monthly. However, interest payment forfeited after the 4th withdrawal	More Details
Diamond Bank	2.00% variable rate	₦100,000	No Minimum daily balance Interest rates payable monthly according to amount saved: Less than ₦100,000 - 2% p.a, ₦100,000 > ₦499,999 - 4.0% p.a ₦500,000 > ₦999,999 - 5.0% p.a, ₦1 million and above - 6.0% p.a Lodgement of other banks cheques, and dividend warrants are allowed	More Details
Access Bank	5.00% variable rate	₦50,000	Minimum daily balance of ₦50,000 Withdrawal is at the end of the savings plan / tenor 1 No debit card issuance Allows lodgement of cash and cheque	More Details

Provider	Interest Rate	Min. Opening Balance	Features
UBA	3.60% variable rate	Zero	Minimum Operating balance of ₦200 Maximum single deposit limit and savings limit of ₦40,000 and ₦500,000 resp. Issuance of Verve Card and Master Card Other two variants available (Basic and Classic)	More Details
Zenith Bank	1.78% variable rate	₦1,000	Minimum daily balance of ₦1,000 Create own mastercard design  Participation in Z-Mart retail promotions and discount Opportunity to save & earn rewarding benefits Access to internet banking and eaZymoney app	More Details
GTBank	2.50% variable rate	Zero	No minimum operating balance A classy and trendy mastercard Freedom to pay into your account through the GTBank internet banking platform Payments of cheques and dividend warrants, to the sum of ₦100,000, into account Unlimited cash withdrawals Access to GTCrea8 scholarships	More Details
First Bank	1.00% variable rate	₦1,000	Minimum operating balance of ₦500 Maximum daily lodgment of ₦20,000 Mandatory issuance of debit card All over-the-counter withdrawals attract a flat charge of ₦150 Free e-mail alert; SMS alert at a fee	More Details
Access Bank	1.00% variable rate	₦500	No minimum daily balance required No monthly maintenance fee Free subscriptions to Mobile Banking, and Online Banking Free access to on-campus entertainment and other fantastic promotions A Subsidized fee of ₦500 is charged for first debit card	More Details

Provider	Interest Rate	Min. Opening Balance	Features
Diamond Bank	3.25% variable rate	₦5,000	Lodgement of other banks' cheques and dividend warrants allowed Standing instruction from other accounts can be set up to account Special gift packs available, a free bi-annual Diamond Kiddies magazine  An opportunity to be invited to the Diamonds Kiddies party and Children's Day celebrations	More Details
Access Bank	3.0% variable rate	₦5,000	Lodgement of dividend warrants up to a maximum of ₦10,000 is allowed Lodgement of cheques up to a maximum of ₦10,000 in the child’s name is allowed  Allows direct debit instruction for payment of the child’s school fees once a quarter No monthly maintenance fee. Access to Educational loan Exclusive membership of Early Savers Club and branded educational gift items	More Details